Terms of Service

Last updated: November 2026

1. Acceptance of Terms

By accessing or using DNAPolicy.org, you agree to these Terms of Service. If you do not agree, please do not use this site. DNAPolicy.org reserves the right to update these terms at any time. Continued use of the site following any changes constitutes acceptance of the updated terms.

2. Educational Content Only

All content on DNAPolicy.org is provided for general educational and informational purposes only. Nothing on this site constitutes insurance advice, legal advice, medical advice, or financial advice. The information on this site may not apply to your specific situation. Always consult with a licensed insurance professional before making coverage decisions.

3. No Insurance Sales

DNAPolicy.org does not sell insurance. We are an independent educational publisher. When you click links to insurance carriers on this site, you are leaving DNAPolicy.org and entering the carrier's website. Any application, quote, or purchase you make is subject to the carrier's own terms and conditions.

4. Referral Relationships

DNAPolicy.org may earn a referral fee or commission when visitors apply for insurance through links on this site. This compensation does not influence our editorial decisions or the order in which we present information. Our recommendations are based on research and editorial merit.

5. Accuracy of Information

We strive to keep all content accurate and up to date. However, insurance products, carrier availability, rates, and regulations change frequently. We make no warranty that information on this site is current, complete, or accurate for your state or situation. Always verify details directly with carriers or licensed agents.

6. Limitation of Liability

DNAPolicy.org and its publishers shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of this site or reliance on any content published here. Use of this site is at your own risk.

7. Intellectual Property

All content on DNAPolicy.org — including text, graphics, layout, and code — is the property of DNAPolicy.org and may not be reproduced, distributed, or republished without written permission.

8. Third-Party Sites

Links to third-party websites are provided for convenience. DNAPolicy.org does not endorse and is not responsible for the content, accuracy, or practices of any third-party site. Visiting any linked site is at your own risk.

9. Governing Law

These terms are governed by the laws of the United States. Any disputes arising from use of this site shall be resolved in the applicable jurisdiction.

10. Contact

Questions about these terms? Contact us at: privacy@dnapolicy.org